Monday started with strange sights. Snow. Not much, but for sure there was snow. Rachel made sure to get a shot of the white stuff on our car when she got up in the morning.
However, my disdain for this lingering winter was not enough to distract my excitement for Closing Day. In a scant 4 weeks after our offer on the house was accepted, we were headed to the far, far, far northwest side to sign papers at the title company for our new house.
Proof of homeowners insurance? Check. Certified check for the balance of our down payment? Check. State IDs? Check. Hospital bags in case Rachel pops while signing her financial future away? Check.
We took a quick walk-through of the now-empty house, and finding everything in order, traveled up to Devon and Milwaukee to sign.
We met our lawyer, Ziggy "I'm a great lawyer" Kois, who along with our real estate agent, Violet, made quite the Polish dream team. We signed all the necessary documents, and waited. And waited. And waited. Apparently, no one sent us the memo that we should have brought our smart phone and ipad to pass the time. Thankfully, the players at the table indulged us in a little conversation to pass the time.
Two and a half hours later, the keys were passed and we were officially homeowners.
With that, the process was all over. A few months of looking on the internet and a few weeks of looking at houses. Sure, we persevered through the distractions of a coming baby; overcame the time constraints of new jobs. But we have to acknowledge how blessed we were through this process. Blessed to have a lender who rushed our loan application through so that we could close ON SCHEDULE, before the baby came. Blessed that our offer was accepted ahead of two others. Blessed that the seller was willing to compromise on changes in our financing. Blessed to qualify for grants from CPS and from the city, to help make this house affordable for us. Blessed to find a house priced just right in a great neighborhood that we had neglected. Blessed to have jobs to buy a house in the first place!
And here we are with our Realtor and our mortgage broker. Good job team! Thanks!
Having worked up a nice appetite, we celebrated in style with a visit to Superdawg - an iconic hot dog drive-up a couple blocks away.
So even though we should have seen our last snow for the year, I am happy to say we never have to worry about snow on the car again ;-)
-alan
However, my disdain for this lingering winter was not enough to distract my excitement for Closing Day. In a scant 4 weeks after our offer on the house was accepted, we were headed to the far, far, far northwest side to sign papers at the title company for our new house.
Proof of homeowners insurance? Check. Certified check for the balance of our down payment? Check. State IDs? Check. Hospital bags in case Rachel pops while signing her financial future away? Check.
We took a quick walk-through of the now-empty house, and finding everything in order, traveled up to Devon and Milwaukee to sign.
We met our lawyer, Ziggy "I'm a great lawyer" Kois, who along with our real estate agent, Violet, made quite the Polish dream team. We signed all the necessary documents, and waited. And waited. And waited. Apparently, no one sent us the memo that we should have brought our smart phone and ipad to pass the time. Thankfully, the players at the table indulged us in a little conversation to pass the time.
Two and a half hours later, the keys were passed and we were officially homeowners.
With that, the process was all over. A few months of looking on the internet and a few weeks of looking at houses. Sure, we persevered through the distractions of a coming baby; overcame the time constraints of new jobs. But we have to acknowledge how blessed we were through this process. Blessed to have a lender who rushed our loan application through so that we could close ON SCHEDULE, before the baby came. Blessed that our offer was accepted ahead of two others. Blessed that the seller was willing to compromise on changes in our financing. Blessed to qualify for grants from CPS and from the city, to help make this house affordable for us. Blessed to find a house priced just right in a great neighborhood that we had neglected. Blessed to have jobs to buy a house in the first place!
And here we are with our Realtor and our mortgage broker. Good job team! Thanks!
Having worked up a nice appetite, we celebrated in style with a visit to Superdawg - an iconic hot dog drive-up a couple blocks away.
So even though we should have seen our last snow for the year, I am happy to say we never have to worry about snow on the car again ;-)
-alan
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